Question for anyone that's familiar with money transfers.

Discussion in 'The Lounge' started by GeronimoJackson, Feb 14, 2013.

  1. GeronimoJackson

    GeronimoJackson Starter

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    There's this site I buy from and I used to pay with CC, but now their CC system is down and I have the option of transferring money to a Wells Fargo account (before you lecture me, I've done business with them many times and I know the risks of wiring money).

    1. I don't have a Wells Fargo account.
    2. I don't want to go to the bank.

    I'm new at this, so is there a way I can do this without a Wells Fargo account and do the transfer online? As I said, I do have a credit card...so for example, let's say I want to transfer 200 dollars online...is there a method where I can "transfer 200 dollars online" and then Wells Fargo will just charge 200 dollars to my credit card?

    Like I do have a paypal balance. So would I be able to send e-money from my paypal account to their back account even if they don't have a paypal account?
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  2. RavensShallBurn

    RavensShallBurn Ruck the Favens

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    Just talk to Wells Fargo before you do this.

    As long as this is a legit site that you're familiar with, I'm sure it will be fine though.

    Since you don't have a WF account, you'll probably pay a transfer fee and that $200 could become $190 or something along those lines, depending on their fees.
    #2
  3. JCBRAVE

    JCBRAVE Tweet me @JCBRAVE

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    Is this a cash advance?

    I used to work in a bank so I may be able to help you here.
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  4. JCBRAVE

    JCBRAVE Tweet me @JCBRAVE

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    You can do that, but you'd need their account number.

    Just add that account number into your accounts on paypal, then transfer them the money. If it's going to their bank account they dont need paypal.
    #4
  5. mdfan

    mdfan Starter Tip Jar Donor

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  6. GeronimoJackson

    GeronimoJackson Starter

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    Hey guys, thanks for the responses.

    Do you know if you can buy funds/money with a a credit card without having to sign up for some kind of bank account? For example, like could I just walk into Walmart and pick up a Visa Giftcard and pay for it with my Mastercard?
    #6
  7. The Hammer

    The Hammer Straight Ridah

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    I actually working in banking (hard to believe). What they could be talking about is an ACH (Automated Clearing House) transfer. If it is the ACH they are using then most likely you would need to agree to the price then enter your baking information (routing number and account number) into their website.
    #7
  8. JCBRAVE

    JCBRAVE Tweet me @JCBRAVE

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    Yea you can buy a visa gift card with a credit card.

    You can also do a cash advance off your MasterCard (beware there may be a high interest rate) and transfer that money wherever you need it
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  9. The Hammer

    The Hammer Straight Ridah

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    Those VISA and MC gift cards are great, all I use anymore.
    #9